If you’re looking to retire abroad, you likely want some place with a suitable climate and a low cost of living – including low health care costs. But another important consideration is health care efficiency. As such, in seeking to identify the best places for Americans to retire abroad, the author of today’s article factored in how contender countries rank…
Three things happened around the time that the last two bear markets began: the 2-to-10-year part of the yield curve inverted briefly, the Federal Reserve cut interest rates for the first time in years, and the S&P 500 peaked in value, before plummeting from that peak. Sound familiar? However, while recession worries are mounting, the author of today’s article argues…
A financially secure retirement requires making a number of critical decisions – and if you want to ensure that you make the right decisions at the right time, the author of today’s article advises that you think of retirement as consisting of four phases, with Phase No.1 beginning at age 55. From opening a Roth IRA to buying long-term care…
Today’s article contains some good news and some bad news for retirees whose portfolios suffer substantial losses (such as the 17% loss incurred by one of the model portfolios from a top-performing newsletter over the first six months of this year). The good news? Even the worst performers are likely to eventually recover their losses. The bad news, however, has…
Among the three stocks highlighted in today’s article as being strong candidates for a spot in your retirement portfolio is a stock that seems to possess everything a retiree could possibly want in a stock: a generous dividend, stability, a discounted share price and a respectable rate of earnings growth. For the stock in question – and the two other…
Portfolio rebalancing is something that retirees should do on a regular basis in order to boost returns…right? Not necessarily, it turns out – despite this being common practice and conventional wisdom. The author of today’s article highlights a new, exhaustive study on rebalancing which “found that rebalancing improves performance only if the markets behaving in certain specific ways.” For more…
The FIRE (Financial Independence/Retire Early) movement ignites feelings of skepticism in many. And “skepticism” might be putting it mildly. As the author of today’s article observes, “it seems that some just can’t help hating on FIRE. They claim few can save the amounts of money needed to retire on time, let alone early. They complain about the return assumptions used…
If someone saves nothing for retirement, enjoys their hard-earned money during their working years, and then unexpectedly inherits a windfall at age 60, was not saving a good decision? Conversely, if someone saves diligently for retirement, lives frugally during their working years, and then dies suddenly from a heart attack at age 60, was saving a bad decision? This type…
The author of today’s article – who is fortunate enough to have a pension – is concerned about the majority of Americans (including his own children) who are not so fortunate, and who will have to rely on Social Security and their investments to fund their retirements. His fear? “Even if these folks are saving regularly, they don’t really understand…
There was a time when people didn’t worry about retirement, because there was no such thing. Rather, with significantly shorter life expectancies, most people worked until they died. As the author of today’s article notes, “The average American now retires at age 62 while 100 years ago, the average American died at age 51” – and this development has some…