When it comes to identifying attractive stocks, today’s article recommends following broker rating upgrades: “Brokers have in depth idea about what’s happening in a particular company, as they directly communicate with the top management. Also, they exhaustively go through the company’s publicly available documents and attend conference calls.” The authors screened for stocks that have seen broker rating upgrades in…
Today’s article notes that while, “as a candidate, Donald Trump barely mentioned America’s retirement crisis…As president, he will have enormous power over the issue, bolstered by Republican control of the U.S. Senate and House of Representatives.” So in what ways might the impending Trump presidency affect the retirements of Americans? The author looks at the impact his administration may have…
When it comes to two insurance products that might appear attractive to retirees in this low interest rate environment, today’s article cautions that prospective buyers should look carefully before leaping into these complicated investments. The two products at issue? Indexed annuities and indexed universal life insurance. Here’s what one advisor cited in the article has to say: “With indexed annuities…
In today’s article the author lays out “an easy way to use the S&P 500 Dividend Aristocrats – companies that have hiked their dividends for 25 years straight or more – to build a durable income stream you can retire on.” Specifically, he presents a five-stock Dividend Aristocrat portfolio with the potential to generate $112k of retirement income from a…
Everyone knows that the first step to building a retirement nest egg is to make the most of your 401(k) (if you have access to one) by either maxing out your contribution or at least contributing enough to get any employer match. But Grant Cardone isn’t everyone. The self-made millionaire and author of the new book Be Obsessed or be…
Senior citizens are leaving millennials in the dust – at least when it comes to the returns on their portfolios. Today’s article highlights data from TD Ameritrade which shows that, while “there is a high overlap between the top 10 holdings of the millennial generation, Generation X, baby boomers and senior citizens…there’s also enough divergence that the gains of seniors…
Zero. That is where investment advisory firm Research Affiliates places the chances of a typical balanced fund of 60% stocks and 40% bonds earning 5% or more in the next 10 years. Given that many retirement calculators use a default annualized long-term expected return of 6% or higher, the author of today’s article cautions that people saving for retirement based…
Think you’re a 401(k) pro? Are you sure? Noting that, when it comes to some 401(k) decisions, you only get one chance to get it right, the author of today’s article lays out seven 401(k) mistakes that even well-informed investors are capable of making. Do you know all the ins and outs of net unrealized appreciation (NUA), brokerage windows and…
“If and when the economy bursts, it will take the retirement dreams of millions of Americans with it,” declares the author of today’s article, who examines how the Federal Reserve’s monetary policies since 2008 have reflected a fundamental error that he argues will end up affecting tens of millions of U.S. boomers. That error? Ignoring the demographics of the country,…
“Getting rich begins with the way you think and what you believe about making money.” This assertion comes from Steve Siebold, a self-made millionaire and author of “How Rich People Think”, which he penned after studying millionaires for over 25 years and conducting hundreds of interviews. Today’s article highlights six “psychological tricks rich people use to make more money”, as…