Today’s article explains how to get a financially secure retirement in seven steps from a financial planner named Michael Dalton. Here’s one of them, “Take full advantage of tax-deferred accounts such as 401(k)s, 403(b)s, 457s, annuities that are not subject to current income tax and traditional IRAs, Dalton says. Maximize your contributions if your objective is to defer current income taxes. Some folks, such as people who currently pay low taxes but expect their tax rate to increase, may be better off investing in a Roth IRA or the Roth component of a 401(k) or 401(b), he says.” To check out all of the steps, CLICK HERE.