You’ve just retired. Now is the time to buy that yacht you’ve always wanted and that house in that little ski resort town you always go to, right? No, unfortunately your retirement is not the time to start spending like crazy. Today’s article explains how you can cool it down just a bit with your retirement spending. Here’s what they had to say, “people tend to spend an average of about 20 percent less after they retire. We no longer have to pay Social Security payroll tax. We spend less for clothes, commuting and childcare. And we don’t have to save for retirement or our kids’ college education.” To read more, CLICK HERE.