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“Ripe For Misrepresentation And Confusion”: Why Retirees Should Proceed Slowly With These Two Investment Products

When it comes to two insurance products that might appear attractive to retirees in this low interest rate environment, today’s article cautions that prospective buyers should look carefully before leaping into these complicated investments. The two products at issue? Indexed annuities and indexed universal life insurance. Here’s what one advisor cited in the article has to say: “With indexed annuities… 

Is This 5-Stock Dividend Aristocrat Portfolio The “Stairway To A Comfortable Retirement”?

In today’s article the author lays out “an easy way to use the S&P 500 Dividend Aristocrats – companies that have hiked their dividends for 25 years straight or more – to build a durable income stream you can retire on.” Specifically, he presents a five-stock Dividend Aristocrat portfolio with the potential to generate $112k of retirement income from a… 

“Never, Ever”: Why This Self-Made Millionaire Thinks Everyone Should Ditch 401(k)s

Everyone knows that the first step to building a retirement nest egg is to make the most of your 401(k) (if you have access to one) by either maxing out your contribution or at least contributing enough to get any employer match. But Grant Cardone isn’t everyone. The self-made millionaire and author of the new book Be Obsessed or be… 

Senior Citizen Supremacy: The Top 10 Holdings Of Each Generation And Why Seniors’ Returns Are Double Those Of Millennials

Senior citizens are leaving millennials in the dust – at least when it comes to the returns on their portfolios. Today’s article highlights data from TD Ameritrade which shows that, while “there is a high overlap between the top 10 holdings of the millennial generation, Generation X, baby boomers and senior citizens…there’s also enough divergence that the gains of seniors… 

“Zero Chance”: What This Firm’s 10-Year Return Expectation For Balanced Funds Means For Retirement Savers

Zero. That is where investment advisory firm Research Affiliates places the chances of a typical balanced fund of 60% stocks and 40% bonds earning 5% or more in the next 10 years. Given that many retirement calculators use a default annualized long-term expected return of 6% or higher, the author of today’s article cautions that people saving for retirement based… 

7 “401(k) Blunders” Even Well-Informed Investors Are Susceptible To

Think you’re a 401(k) pro? Are you sure? Noting that, when it comes to some 401(k) decisions, you only get one chance to get it right, the author of today’s article lays out seven 401(k) mistakes that even well-informed investors are capable of making. Do you know all the ins and outs of net unrealized appreciation (NUA), brokerage windows and… 

“Bubble In Search Of A Pin”: How The Fed May Have Destroyed The Retirement Dreams Of Millions Of Boomers

“If and when the economy bursts, it will take the retirement dreams of millions of Americans with it,” declares the author of today’s article, who examines how the Federal Reserve’s monetary policies since 2008 have reflected a fundamental error that he argues will end up affecting tens of millions of U.S. boomers. That error? Ignoring the demographics of the country,… 

Thinking Richly: 6 Mental Tricks The Wealthy Use To Make More Money

“Getting rich begins with the way you think and what you believe about making money.” This assertion comes from Steve Siebold, a self-made millionaire and author of “How Rich People Think”, which he penned after studying millionaires for over 25 years and conducting hundreds of interviews. Today’s article highlights six “psychological tricks rich people use to make more money”, as… 

Uncle Sam’s Not Going To Help. Consider These 3 Social Security Supplementers Instead

While the average Social Security recipient is expected to see an increase in their benefit payments in 2017, that increase is only expected to be about $4 a month. Needless to say, recipients looking for a boost in their retirement income will have to look elsewhere. Today’s article advocates looking at three stocks with higher-than-average dividend yields and which, with… 

Know When To Fold ‘Em: Becoming A Disciplined Stock Seller

Many investors spend a great deal of time deciding what to buy and when to buy it. Today’s article argues that the other side of the equation – knowing when to sell a stock – is just as important, noting that “some successful investors tend to know when they will sell a stock even before they place their buy orders.”…