Did you know you could be sabotaging your own social security? Today’s article discusses how you may be decreasing your social security benefits. Here’s one way, “Sign up before full retirement age. You are eligible to collect the entire Social Security benefit you have earned at your full retirement age, which it typically age 66 or 67, depending on your…
We’re only four months away from the end of the year, which means it’s crunch time for you if you’re trying to bulk up your retirement savings before December. Today’s article explains how to do it in six ways. Here’s one, “Consider opening an after-tax savings account. If you find yourself hitting up against the savings limit on your tax-shielded…
Despite the violence occurring with the Ukraine, Gaza Strip and Iraq, U.S. stocks seem to be okay for now (knock on wood). And according to today’s article, it may continue to do so though investors may be weary. Here’s a quote, “…many fund managers say that unless the unrest increases and threatens the global growth outlook, the case for buying…
Have you heard of Roth 401(k)s? They usually come up when talking about retirement for Millennials, however, today’s article thinks Roth 401(k)s may be right for not only Millennials but also Gen Xers and baby boomers. Here’s one of the benefits, “With a tax-free account, you can avoid required minimum withdrawals after age 70½ (as long as you roll over…
There’s no doubt that there has been a lot of negativity regarding the stock market lately but today’s article discusses two stocks you should check out, “on the way down.” Here’s what the article has to say, “Jim Cramer always tells investors to scale into new positions on a decline. If you’re looking to put money to work, the current…
You’ve done everything you were supposed to to save for retirement and you actually saved up enough to possibly retire early. As appealing as it may sound to retire a bit earlier than expected, is it the right decision? Today’s article discusses that very topic, “…don’t jump to conclusions. Deciding whether to kick up your feet a few years ahead…
If you want to begin investing and you don’t know where to start, you may want to take a look at this. Today’s article discusses books for rookie investors looking for reading material. Here’s what they had to say, “Investing for beginners means making beginner’s mistakes. But by educating yourself beforehand, you can hopefully keep the financial pain to a…
Here’s a great retirement article with a timeline to help guide you in making the best decisions for your retirement. The timeline starts at 50 and explains that while you are still working you should, “begin making catch-up contributions to your retirement accounts. The annual catch-up contribution for an Individual Retirement Account is $1,000 on top of the base $5,500…
Even if you aren’t saving as much for retirement as you think you should or would like to, there’s no need to panic. Today’s article discusses six ways people who save less for retirement can still do it. Here’s one,”Some people believe that their home is their retirement investment. However, downsizing before retirement not only provides savings from the sale…
Technology may be at it again. It seems like technology is always bringing change and it’s usually in a big way and now it may be changing the way we invest. According to today’s article, people are, “… going to Google (GOOGL, Tech30) to find things tied to hot tech trends like seed funding and startups. In fact, there are…