“Instead of worrying about how far share prices will fall or how widely the coronavirus will spread, think about the opportunities,” advises the author of today’s article, who proceeds to outline four opportunities he sees currently – including an opportunity for retirees who need cash from their homes. For more, CLICK HERE
“If you’re retired or a conservative investor who cannot afford to lose money, your bank certificate of deposits are about to become worthless. Or close to worthless,” declares the author of today’s article as it appears the Fed is gearing up to cut interest rates. So what are fixed-income investors who want to make money on cash without putting that…
Despite being very conservative and diversified, the author of today’s article’s retirement portfolio did slightly worse than the Dow last year, with every single one of his holdings (other than cash) posting a loss – his worst return since 2008. Having lost 10% of his net worth, and believing that 2019 could be even worse for the markets than 2018,…
While the years right before – and just after – retirement can play an especially critical role in one’s financial security in retirement, the author of today’s article points out that “a number of planning steps and strategies arise in the decade or so before retirement—that is, in one’s 50s usually—that can have a big impact before the start of…
In considering how the new tax law affects your finances, the author of today’s article advises not to neglect its potential impact on your life insurance, noting that the “Tax Cuts and Jobs Act made significant changes that impact the use of life insurance as an estate protection vehicle and modified the tax ramifications of selling a life insurance policy…
The author of today’s article calls it “the biggest demographic tidal wave ever to sweep the U.S.”: the retirement of the baby boomers. And within that massive trend is another significant trend that investors can cash in on: the boomer rental wave, as boomers drive demand for rental units. The author proceeds to highlight three real-estate investment trusts “with buildings…
“Once you’ve won the game, what’s the point of still playing?” asks the author of today’s article. If you amass the amount of money that you believe you need in order to live comfortably for the rest of your life, should you quit the stock market (and avoid the risk of losing money)? While the financial media tend to focus…
“There is no arguing that sitting in cash is a lousy investment,” asserts the author of today’s article, noting that cash earns next to nothing in the average checking account and does not even keep pace with inflation. But research shows that there is an emotional upside to having more cash on hand than is generally recommended: it makes us…
New Year’s resolutions are made to be broken (today’s article notes that only 8% of people actually follow through on their resolutions). But breaking some resolutions has greater consequences than breaking others. When it comes to resolutions pertaining to retirement goals, procrastination can have serious ramifications. As such, the author of today’s article outlines “some steps to set the right…
Today’s article acknowledges that while “millennials might not be taking home large pay checks right now…eventually they will be.” In fact, a team of Bank of America Merrill Lynch analysts expects that the incomes of millennials – as well as the incomes of the generation that comes after them (centennials) – will nearly triple in the next 15 years. As…