They correctly forecasted last decade’s financial crisis and its devastating effects on many Americans – and now they are getting nervous about another meltdown when the current bull market ends. Today’s article goes to three market skeptics – including Yale economist Robert Shiller, who warned of a “catastrophic collapse of the housing and stock markets” three years before the ’08…
With retirement comes a shift from receiving a consistent paycheck to needing to tap your various income streams to cover your various expenses – and the author of today’s article argues that “this shift requires a new investment strategy and mindset.” In order to develop this strategy and mindset, she advises to think of retirement as consisting of three unique…
If you’re close to retirement you can thank them for helping to give the return on your retirement savings a boost. But if your retirement is still a ways off, the author of today’s article warns that “you’re going to have a devil of a time getting a decent return on your retirement savings” because of them. The “them” in…
“Once you’ve won the game, what’s the point of still playing?” asks the author of today’s article. If you amass the amount of money that you believe you need in order to live comfortably for the rest of your life, should you quit the stock market (and avoid the risk of losing money)? While the financial media tend to focus…
When it comes to investing for a retirement that could last decades, the author of today’s article states that “you need to invest in a way that has a documented history of success in a variety of different scenarios….choosing the wrong strategy could actually lead to portfolio depletion before your retirement ends.” He proceeds to outline how some of the…
The three stocks highlighted in today’s article offer above-average dividend yields (and the potential for years of continued dividend growth) as well as strong prospects for long-term returns, as each of the companies in question is a leader in its respective industry. As a result, the authors believe these three stocks are ideal picks for helping to build a retirement…
When it comes to retirement planning for a single person (as opposed to retirement planning for a couple), the author of today’s article notes that, while the basic principles are the same for both situations, there are two critical differences when it comes to the implementation of those principles. What are these two critical differences – and what are their…
“Is there a hybrid solution that can give you some of the lifetime income of an annuity, while offering the inflation protection and principal availability of an investment portfolio?” This is the question that the author of today’s article poses before examining one possible option in that regard: managed-payout funds. After delving into the managed-payout funds (and related investment products)…
A new report from the Government Accountability Office details the serious retirement challenges that Americans are facing, and – in an effort to ward off (or at least mitigate the damage from) an impending retirement crisis in the country, is urging lawmakers in Congress to form an independent commission to study – and come up with solutions to – these…
When it comes to building retirement wealth, the author of today’s article points out that “one of the best strategies is also the simplest: Buy shares in great companies, and hold forever.” “Great”, however, doesn’t necessarily mean flashy and exciting. The author proceeds to highlight three stocks that may be considered rather boring, but which could nonetheless be helpful in…