When it comes to identifying attractive stocks, today’s article recommends following broker rating upgrades: “Brokers have in depth idea about what’s happening in a particular company, as they directly communicate with the top management. Also, they exhaustively go through the company’s publicly available documents and attend conference calls.” The authors screened for stocks that have seen broker rating upgrades in…
In today’s article the author lays out “an easy way to use the S&P 500 Dividend Aristocrats – companies that have hiked their dividends for 25 years straight or more – to build a durable income stream you can retire on.” Specifically, he presents a five-stock Dividend Aristocrat portfolio with the potential to generate $112k of retirement income from a…
Senior citizens are leaving millennials in the dust – at least when it comes to the returns on their portfolios. Today’s article highlights data from TD Ameritrade which shows that, while “there is a high overlap between the top 10 holdings of the millennial generation, Generation X, baby boomers and senior citizens…there’s also enough divergence that the gains of seniors…
Zero. That is where investment advisory firm Research Affiliates places the chances of a typical balanced fund of 60% stocks and 40% bonds earning 5% or more in the next 10 years. Given that many retirement calculators use a default annualized long-term expected return of 6% or higher, the author of today’s article cautions that people saving for retirement based…
Think you’re a 401(k) pro? Are you sure? Noting that, when it comes to some 401(k) decisions, you only get one chance to get it right, the author of today’s article lays out seven 401(k) mistakes that even well-informed investors are capable of making. Do you know all the ins and outs of net unrealized appreciation (NUA), brokerage windows and…
“Getting rich begins with the way you think and what you believe about making money.” This assertion comes from Steve Siebold, a self-made millionaire and author of “How Rich People Think”, which he penned after studying millionaires for over 25 years and conducting hundreds of interviews. Today’s article highlights six “psychological tricks rich people use to make more money”, as…
They’re not likely to help you become rich, but they can help you maintain your purchasing power. Today’s article provides an examination of TIPS (treasury inflation-protected securities), a form of U.S. Treasury bond which serves as an investment option for those who are worried about their money losing its purchasing power due to inflation (such as investors who are in…
While many investors will not begin to think about taxes for several more months, today’s article argues that “anytime is a good time for tax planning” and that this time in particular – the fourth quarter of the year – is a particularly good time for this, stating that “planning before the end of the year increases the number of…
While alternative investments have the potential to both reduce a portfolio’s risk and boost its returns, the key word here, as today’s article emphasizes, is can: “If done poorly, alternative investments can just as easily take a wrecking ball to a portfolio and destroy years’ worth of gains.” Specifically, the author outlines the real-life example of the Dallas Police &…
With their low default risk, high dividend yields – with some paying yields above 6% – and ability to provide most Americans with tax-free income, the author of today’s article describes municipal bonds as having “the retirement income trifecta.” Recognizing that it can be difficult to buy quality individual municipal bonds, the author recommends seeking out the kinds of municipal…