Stocks that pay a monthly dividend can be an attractive option – especially for retirees. As the author of today’s article notes, not only do monthly dividend payers provide income on a schedule that matches up with monthly bills, but monthly payouts can be a sign of a company’s stability and they allow for faster gains if those dividends are…
Retirement calculators are a dime a dozen. Which calculators are worth your time and effort and actually provide useful – and actionable – feedback? The author of today’s article recommends checking out one particular retirement calculator, which he assesses to be one of the best of the bunch and which provides you with two assessments, gauging your “chances of a…
While the years right before – and just after – retirement can play an especially critical role in one’s financial security in retirement, the author of today’s article points out that “a number of planning steps and strategies arise in the decade or so before retirement—that is, in one’s 50s usually—that can have a big impact before the start of…
Can a little gold help secure your golden years? The author of today’s article notes that “regardless of the cause, inflation can wipe out seniors and savers buying power very quickly” – and believes that one of the best ways for individuals to protect themselves against inflation is by owning precious metals. But what’s the best way to go about…
After an extended period of near record-low volatility, the market has seen a number of marked declines in recent weeks. Market declines can be terrifying – especially for those just starting retirement. As the author of today’s article notes, “retirement success is influenced by the returns that an investor earns when their portfolio is largest (presumably right at retirement). Therefore,…
With REITs being hammered by rising interest rates, the author of today’s article sought out REIT ETFs that attempt to mitigate the effect of rising rates – and found that no such funds currently exist. So, he went about building his own REIT ETF “that in theory responds better to interest rates, lowers volatility and eliminates ultra high yield companies…
Much of the market volatility of late has been the result of concerns over inflation creeping up – and the prospect of the Federal Reserve continuing to raise interest rates in response. The author of today’s article looks at what rising rates mean for your money, depending on the positioning of your portfolio in terms of bonds and stocks. Will…
“I think there should be a big difference between a retiree portfolio and a retirement portfolio,” argues the author of today’s article, noting that, while a retirement portfolio (held during the pre-retirement accumulation phase) should focus on growth first and foremost, a retiree portfolio (held in retirement) requires a shift in focus to income generation and lower volatility. He proceeds…
If you have a 401(k) you are probably invested in gun stocks – and in the wake of the Parkland, Florida school shooting and the ensuing debate over gun control, some 401(k) participants are looking to take a stand by divesting from such stocks. Today’s article outlines some considerations for individual investors before making such a move, including what options…
Is a financial crisis coming – and, if so, how can you protect your retirement savings before the economic implosion occurs? These are the issues tackled in today’s article, where the author warns of the possibility of a coming financial crisis as a result of “asset price bubbles, misplaced credit and excessive debt on a global scale.” Will the U.S.’s…