The author of today’s article calls it “the biggest demographic tidal wave ever to sweep the U.S.”: the retirement of the baby boomers. And within that massive trend is another significant trend that investors can cash in on: the boomer rental wave, as boomers drive demand for rental units. The author proceeds to highlight three real-estate investment trusts “with buildings…
When it comes to building a healthy retirement portfolio, the authors of today’s article note that it’s important to have a mix of investments covering a variety of asset classes and industries – and to include both growth stocks and value stocks. They proceed to highlight three of the latter – value stocks – that may be ideal picks for…
The importance of diversification in financial planning is constantly emphasized – and generally accepted. However, the author of today’s article notes that “when you look at those who achieve the greatest wealth or have the greatest impact, virtually none of them ever diversify…or at least, not throughout most of their years.” He proceeds to examine how different diversification strategies –…
Required minimum distributions from tax-deferred retirement accounts are, as the name indicates, required once one reaches the age of 70 ½. For those who don’t need to tap their retirement funds, RMDs create a tax obligation – and risk pushing them into a higher tax bracket. Fortunately, today’s article outlines a number of strategies “that can be leveraged to manage…
The single biggest risk you face in retirement may be that you will outlive your nest egg – and the author of today’s article warns that Wall Street’s solution to this risk – the 4% withdrawal rule – is fatally flawed. Instead, his solution is to “build a retirement portfolio with an outsized dividend yield.” Why does he argue that…
Monthly dividend payers can be especially beneficial for retirees to help cover their monthly bills – and the author of today’s article notes two additional – and perhaps overlooked – benefits of these stocks: monthly dividends are a sign of dividend safety and they allow dividend cash to be put to work faster. He proceeds to highlight three top monthly…
Is 2.6 the new 4? When it comes to your financial plan’s safe withdrawal rate in the low-return environment that many institutions are forecasting for traditional asset classes going forward, that may be the case. However, rather than just accepting lower withdrawal rates, there may be things investors can do to overcome this situation. Today’s article offers a number of…
The author of today’s article calls it “one of the more underutilized strategies for taxable investment accounts”. That strategy? Tax-loss harvesting, whereby poor performers are sold at a loss in order to offset that year’s capital gains – and lessen one’s tax burden. The author proceeds to identify areas that may offer the best opportunities to exploit the tax-loss harvesting…
A real estate investment trust that is required to pay out the bulk of its profits as dividends (and whose management anticipates 4% annual dividend growth over the next 3 years), a well-run Canadian pipeline giant that is likely to increase its payout significantly in the coming quarters, and a renewable energy focused yieldco whose management expects 12% to 15%…
The energy sector has had a rough year – and the five energy-focused closed-end funds highlighted in today’s article have gotten beaten up right along with it. For the contrarian investor, then, the author of today’s article advises that “if you think 2018 is going to be oil’s year and you want a big income stream while you wait for…