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Lower Returns

The Trouble With Target-Date Funds

With almost half of retirement savers having their entire account invested in a single target-date fund last year, the author of today’s article acknowledges that “Target-date funds are taking over retirement accounts” – and this may not be a good thing. He proceeds to explain how a combination of issues with target-date funds “could easily add up to 1 percent… 

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Is Your Retirement At Risk Due To Overly Rosy Rate Of Return Expectations?

A recent survey of 401(k) participants found that almost 70% believed they would be able to save enough for a financially secure retirement. The problem? Two-thirds of those surveyed believed that returns going forward will be in line with – or higher than – returns in the past, while most analysts expect that returns will be lower – perhaps significantly… 

CLICK HERE »Is Your Retirement At Risk Due To Overly Rosy Rate Of Return Expectations?