The author of today’s article calls them “the Rodney Dangerfield of retirement investing” as they are getting no respect. The investment in question? Treasury Inflation-Protected Securities (TIPS) – which the author notes have been producing disappointing returns in recent years compared to regular Treasurys. However, while many retirees have been abandoning TIPS in favor of regular Treasurys, he cautions that…
The stock market is rising, tax rates are falling, and the final GOP tax reform bill didn’t make dramatic changes to 401(k) contributions. All of this would seem to be good news for retirees and retirement savers. However, today’s article outlines a number of things that retirees and those approaching retirement may be wise to keep an eye on this…
Monthly dividend payers can be especially beneficial for retirees to help cover their monthly bills – and the author of today’s article notes two additional – and perhaps overlooked – benefits of these stocks: monthly dividends are a sign of dividend safety and they allow dividend cash to be put to work faster. He proceeds to highlight three top monthly…
For retirees looking for income streams, today’s article highlights a trio of energy stocks to consider. Not only does each of these stocks pay an above-average yield but, more importantly, the author notes that the dividends are low risk as the businesses in question all generate predictable cash flows, have strong balance sheets, can cover their current dividends with room…
Half of retirees don’t need to worry about it at all. Others will have no way of avoiding it. And more and more retirees will fall victim to it in the coming years. It’s the ‘tax torpedo’, which the author of today’s article explains is “a name given to the unexpected way that Social Security can get taxed, depending on…
The three stocks highlighted in today’s article offer above-average dividend yields (and the potential for years of continued dividend growth) as well as strong prospects for long-term returns, as each of the companies in question is a leader in its respective industry. As a result, the authors believe these three stocks are ideal picks for helping to build a retirement…
The Trump tax reform plan has gotten a lot of attention (both positive and negative) of late. One aspect of the plan that has not gotten much notice, however, is a provision that the author of today’s article notes “would mark a landmark shift in the way that the government handles a key issue” – and this shift could ultimately…
When it comes to calculating your “magic number” for retirement (how much you need to save in order to retire comfortably), various formulas have been suggested (Fidelity, for example, recommends that you save the equivalent of 10 times your final salary). The author of today’s article, however, sees this approach as “fatally flawed” and recommends using a “magic dividend number”…
There is a cobra that could potentially poison your retirement – and that cobra is bonds. The author of today’s article highlights the so-called cobra effect – how “individuals making decisions to cause one outcome to occur can accidentally cause the opposite” – and explains how this phenomenon can occur with retirees and bonds, increasing the probability that they will…
The author of today’s article notes that the “standard prescription” for most retirees these days is “a combination of working longer, living on less, and reducing expectations for their retirement dreams.” But for those who either cannot – or refuse to – comply with that dreary prescription, there is a more creative retirement solution to consider: retiring abroad in a…