Amid the low interest rate environment of recent years, many income-seeking investors have turned to high-yield bond funds and dividend mutual funds in the search for higher income. However, with interest rates now rising, these funds are becoming riskier – leading the author of today’s article to suggest an alternate strategy to generate income: investing in pass-through securities, which “are…
With paltry bond yields on one hand and the risks associated with high-yielding funds and stocks on the other, generating enough income in a low interest rate environment can be challenging for retirees. However, today’s article highlights two “innovative” ETFs that the author sees as offering slightly higher yields while mitigating risks. The first of these two funds seeks out…
“The goal of every dividend investor is to generate a sufficient stream of passive dividend income, that would adequately cover their expenses,” notes the author of today’s article –who proceeds to outline a process by which someone looking to retire in 10 years could attain this goal “even if you picked average companies.” For the five guidelines to follow in…
The Vanguard Dividend Appreciation ETF, which seeks to track companies that have consistently increased their dividends for ten consecutive years, may seem like a great pick for retirees looking for reliable income. As today’s article points out, however, there is a problem: despite holding companies that have a track record of raising their dividends for ten consecutive years, the ETF…
Retirees generally want two things from their stocks, note the authors of today’s article: security and income. They further note that “Ideal picks are established companies with wide moats and a long history of dividend hikes.” They proceed to highlight three such stocks that may be particularly solid picks for retirees – including one “rock-solid dividend stock” that may currently…
Stocks that pay a monthly dividend can be an attractive option – especially for retirees. As the author of today’s article notes, not only do monthly dividend payers provide income on a schedule that matches up with monthly bills, but monthly payouts can be a sign of a company’s stability and they allow for faster gains if those dividends are…
The popular ‘70% rule’ suggests that retirees will need to replace 70% of their pre-retirement income in order to fund their retirement. The author of today’s article, however, outlines several critical reasons why that formula is likely no longer an acceptable guideline for retirees – and why, today, “it’s not inconceivable that, for some retirees, their income replacement need could…
What’s the best way to ensure that your retirement funds will last as long as you do? A research team at Stanford sought to answer that question, and after analyzing 292 retirement income strategies, has identified what it believes is the best strategy – one which “produces more average total retirement income expected throughout retirement compared to most solutions… and…
Today’s article outlines a mutual fund portfolio for aggressive retirement savers – i.e. investors who are still many years away from retirement (or who are closer to retirement but already have their in-retirement income needs covered). As the author notes, these individuals can “reasonably hold more in potentially more volatile subasset classes, such as small-cap stocks and foreign stocks and…
While social security benefits, employer pensions and personal savings are the three traditional streams of retirement income, the author of today’s article points out that “there are…other potential sources of retirement income that are not mentioned often enough” – and he proceeds to outline three such nontraditional sources. For a discussion of these unconventional income sources and why they may…