“The American dream of a modest retirement after a lifetime of work now is a middle-class nightmare.” So concludes the author of a recent report from the National Institute on Retirement Security – and the author of today’s article expands on this conclusion, looking at just how retirement in America has gotten to this unfortunately place and how, “If the…
Yet another research report has found that a majority of baby boomers do not feel prepared for retirement – and today’s article suggests that one critical factor underlying the position that these boomers find themselves in is a lack of investment in stocks, with the author noting that “The ownership of the vast majority of equity returns in the hands…
“There are factors threatening your plans for lifetime income security,” cautions the author of today’s article, who further observes that, while some of these factors are nothing new, “others are relatively new, or are becoming more significant.” He proceeds to detail the five trends and factors that he sees as the “paramount threats” to the income security of those in…
From real estate to hedge funds to precious metals and more, at least half a million retirement accounts hold unconventional assets – and today’s article focuses on a new report from the Government Accountability Office which warns that “retirement savers choosing these unconventional assets in self-directed individual retirement accounts and solo 401(k)s face big risks….” How might investing in unconventional…
The United States is not #1 when it comes to retirement security – in fact it failed to even crack the top 10 on the recently released 2016 Natixis Global Retirement Index, which assessed and ranked 43 countries on the retirement security of their residents. Instead, the U.S. ranked “a middling No. 14, right after Luxembourg and several notches below…
Earlier this month a commission charged with devising a plan to strengthen the retirement security and personal savings of Americans released its report – and today’s article outlines how “a lot of high income earners are going to hate it”. The 146-page report from the Bipartisan Policy Center “includes revamps of everything from 401(k) plans to reverse mortgages to tax…