As you wrap up presents this holiday season, you might also want to consider wrapping up some financial loose ends. Such as? Today’s article outlines some year-end financial housekeeping tasks to consider, whether you’re retired or aim to be retired someday. For more – including “a tax strategy for diversifying big positions” – CLICK HERE.
When it comes to how to approach investing in retirement (where retirees face several different kinds of risk, including the risk of running out of money due to insufficient portfolio growth and “sequence of returns” risk), the author of today’s article notes that “you need to balance the risk of too little growth with the risk of too much equity…
If there was a way you could increase your retirement balance by tens of thousands of dollars in a relatively short period of time with small amounts of additional savings, would you do it? Probably. And fortunately, as today’s article outlines, there is a way to do just that: catch-up contributions. To illustrate just how much of a difference even…
When it comes to how much income you can earn without having to pay any federal income taxes, this is a relatively simple determination for most people when Social Security is not a factor. “Once people file for Social Security, though,” the author of today’s article notes, “things become a bit more complicated.” He charts out the tax-free limits with…
How would you like to only have to save half as much as you otherwise would for retirement? The author of today’s article outlines how you can turn that fantasy into a reality with proper fee management, pointing out that “You lose over half a million dollars just from [a] small difference in fees, because small amounts multiplied over 40…
With their own distinct risk and reward characteristics, foreign government bonds can be a useful addition to a diversified portfolio. But do they make sense for retirees now at a time when approximately 25% of the foreign bond market trades with negative yields? Surprisingly, they might — under the right circumstances. This is due to what the author of today’s…
With numerous studies indicating that “steady buying of quality companies at reasonable to attractive valuations is far better than market timing”, the author of today’s article buys $750 of a dividend stock every week for their retirement portfolio. For the three stocks under consideration for this week’s purchase and an in-depth look at the pros and cons of each, CLICK…
“Over the course of your lifetime — unless you’re making a lot of money or live extremely modestly on a reasonable salary — you’re going to find it hard to simply put away enough money to retire. The money you put away should, ideally, be working for you and growing at a pace (much) faster than inflation,” notes the author…
Socially Responsible Investing (SRI) and Environmental, Social and Corporate Governance (ESG) have been gaining popularity as investment approaches, but are ESG/SRI funds good for retirees and soon-to-be-retirees? The author of today’s article believes that “The ensuing debate over SRI and ESG investing is potentially an existential one for retirees and soon-to-be retirees”, given the question as to whether these approaches…
What are the odds that the stock market will crash at some point (or multiple points) during the course of your retirement? Researchers have actually developed a formula for making this determination – and based on that formula, the author of today’s article warns that “the odds of a huge crash are…high enough that you should expect at least one,…