In my career as a chemical engineer, I learned that efficiency is everything. If you can get the same result with less energy and lower cost, you do it every time. Strangely, most investors ignore this principle when they go shopping for stocks. They see a company they like, they check the ticker, and they click “buy” at the current…
There’s a three-letter acronym that scares the life out of retirees – and it is not IRS. It’s RMD and it stands for required mandatory distribution, the minimum amount of money you must withdraw from your retirement accounts each year once you reach 73. If you were like me and millions of others who put money into an employer-sponsored 401(k)…
Welcome to the end of the world for Software-as-a-Service (SaaS) stocks – at least as we’ve known them. As a group, they have dropped more than 20% since late 2025. But here is the twist: This isn’t a macro problem. Unlike prior tech selloffs, this one isn’t being driven by tightening financial conditions or collapsing demand. What’s happening now is bigger than all…
Artificial intelligence is big business, and competition for many of them is stiff these days. The resulting spending spree, which has been coined “hyperscaling,” is resulting in billions of dollars to buy semiconductor chips, build data centers, and develop the software to run AI. Morgan Stanley estimates hyperscalers will raise around $400 billion in corporate bonds in 2026 to scale AI. And JPMorgan recently…
Until last week, Wall Street wasn’t showing much interest in India. But that all changed at the start of the week when India Prime Minister Narendra Modi had a long phone call with the White House. There is a lot of room for economic growth in India. In short, all the pieces are in place for a sustained economic boom India…
The pandemic-era days of 3% mortgage rates are behind us, but today’s rates have lowered to just above 6%. With rates trending downward, homebuyers may wonder whether now is the time to buy or to wait for further declines. Understand how rates have changed – and what they mean for affordability and home sales – to consider whether you should act on…
Buckle up, fellow travelers on the information superhighway, because what we’re about to dissect is more than rumor… It’s a tremor on the financial Richter scale that may be so powerful, it could redefine “tech giant” as we know it. Forget the FAANGs, the Magnificent Seven, and whatever other cutesy acronym Wall Street cooks up this quarter. We’re talking about…
I think I have an addiction to buying dividend stocks. I love collecting the passive income they provide, which I often reinvest into buying additional dividend-paying stocks. As my passive income grows, I become more financially independent. Here’s why I can’t stop buying these high-quality, high-yielding dividend stocks. This post originally appeared at The Motley Fool.
A friend asked me for advice regarding his mother. She is 91 years old and will be moving into an assisted living facility soon. Sometimes, the cost of an assisted living facility is more than an aging parent can afford. In this case, that is not a problem. Her late husband was a “gold bug,” methodically buying gold coins that…
It takes discipline to stay on course with your retirement plan. Recent studies confirm that people often panic when stocks go down by a sizable amount and especially when a downtrend continues. Market volatility – including last week’s 871-point drop in the Dow Jones Industrial Average over renewed tariff threats – can be hard to stomach. Combined with persistent inflation, those drops…